Northeast Community Bancorp (OTCMKTS:NECB – Get Rating) and New York Community Bancorp (NYSE:NYCB – Get Rating) are both finance companies, but which is the best investment? We’ll compare the two companies based on valuation strength, risk, earnings, dividends, analyst recommendations, institutional ownership and profitability.
This table compares the net margins, return on equity and return on assets of Northeast Community Bancorp and New York Community Bancorp.
|Net margins||Return on equity||return on assets|
|North East Community Bancorp||23.74%||5.58%||1.08%|
|New York Community Bank||34.51%||9.80%||1.07%|
Insider and Institutional Ownership
30.1% of the shares of Northeast Community Bancorp are held by institutional investors. By comparison, 61.0% of the shares of New York Community Bancorp are held by institutional investors. 0.9% of the shares of Northeast Community Bancorp are held by insiders of the company. By comparison, 3.2% of the shares of New York Community Bancorp are held by insiders of the company. Strong institutional ownership indicates that hedge funds, large money managers, and endowments believe a company is poised for long-term growth.
Valuation and benefits
This table compares revenue, earnings per share (EPS), and valuation of Northeast Community Bancorp and New York Community Bancorp.
|Gross revenue||Price/sales ratio||Net revenue||Earnings per share||Price/earnings ratio|
|North East Community Bancorp||$50.76 million||3.53||$11.90 million||$0.86||12.72|
|New York Community Bank||$1.75 billion||2.43||$596.00 million||$1.21||7.54|
New York Community Bancorp has higher revenue and profit than Northeast Community Bancorp. New York Community Bancorp trades at a lower price-to-earnings ratio than Northeast Community Bancorp, indicating that it is currently the more affordable of the two stocks.
Risk and Volatility
Northeast Community Bancorp has a beta of 0.68, meaning its stock price is 32% less volatile than the S&P 500. Comparatively, New York Community Bancorp has a beta of 0.96, meaning its stock price is 4% less volatile than the S&P 500. .
Northeast Community Bancorp pays an annual dividend of $0.24 per share and has a dividend yield of 2.2%. New York Community Bancorp pays an annual dividend of $0.68 per share and has a dividend yield of 7.5%. Northeast Community Bancorp pays 27.9% of its profits as a dividend. The New York Community Bancorp pays 56.2% of its profits as a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings over the next few years.
This is a summary of the current ratings and recommendations for Northeast Community Bancorp and New York Community Bancorp, as reported by MarketBeat.com.
|Sales Ratings||Hold odds||Buy reviews||Strong buy odds||Rating|
|North East Community Bancorp||0||0||1||0||3.00|
|New York Community Bank||1||1||0||0||1.50|
Northeast Community Bancorp currently has a consensus price target of $12.50, indicating a potential upside of 14.26%. New York Community Bancorp has a consensus price target of $11.99, indicating a potential upside of 31.51%. Given the higher possible upside of New York Community Bancorp, analysts clearly believe that New York Community Bancorp is more favorable than Northeast Community Bancorp.
New York Community Bancorp beats Northeast Community Bancorp on 10 out of 16 factors compared between the two stocks.
Northeast Community Bancorp Company Profile (Get an evaluation)
Northeast Community Bancorp, Inc. is the holding company of NorthEast Community Bank which provides financial services to individuals and businesses. It accepts a variety of deposit instruments, including checking accounts, money market accounts, ordinary savings accounts, and non-interest bearing current accounts. The Company also offers construction, commercial and industrial, multi-family and mixed-use, non-residential and consumer real estate loans. In addition, it invests in various types of liquid assets, including US Treasury bonds, municipal securities, deposits at the Federal Home Loan Bank of New York and certificates of deposit from federally insured institutions, as well as as securities from various federal agencies, and state and municipal governments. In addition, the company offers investment advisory and financial planning services; and fixed rate life insurance and annuity products. It operates seven full-service branches in New York and three full-service branches in Massachusetts; and loan origination offices in White Plains and New City, New York, as well as Danvers, Massachusetts. The company was founded in 1934 and is based in White Plains, New York.
New York Community Bancorp Company Profile (Get an evaluation)
New York Community Bancorp, Inc. operates as a banking holding company for New York Community Bank which provides banking products and services in the New York metropolitan area, New Jersey, Ohio, Florida and Arizona . The Company accepts various deposit products, such as interest-bearing checks and money market accounts, savings accounts, non-interest-bearing accounts and individual retirement accounts, as well as certificates of deposit. Its loan products include multi-family loans; commercial real estate loans; specialized loans and leases; and commercial and industrial loans; acquisition, development and construction loans; loans for one to four families; and consumer loans. The company also offers annuities, life and long-term care insurance products, and mutual funds; cash management products; and online, mobile and telephone banking. It mainly serves individuals, small and medium-sized businesses and professional associations through a network of 237 branches and 333 ATMs. The company was formerly known as Queens County Bancorp, Inc. and changed its name to New York Community Bancorp, Inc. in November 2000. New York Community Bancorp, Inc. was founded in 1859 and is based in Hicksville, New York.
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